SKIP TO SITE NAVIGATION | SWITCH TO GRAPHICAL VERSION
| |||
| |||
Here you can find everything you need to research and obtain a home mortgage through Wachovia Mortgage, FSB. With over 40 years of experience, Wachovia has the tools and assistance you need to secure a mortgage quickly and conveniently.
Free Pre-Qualification
In a few minutes you can determine how much you can afford and print a pre-qualification letter from your computer.
Rate and Fee Quotes
Specify the loan amount and value of the home, and view a selection of mortgage programs with competitive rates that can be organized based on your preference for low closing costs or low monthly payments; includes detailed breakdown of all closing costs.
Mortgage Calculators
Find out the specific type of mortgage that is best for your house, budget, down payment, and long-term goals.
Free Rate Alerts
Sign up to receive free email notifications whenever rates change, or you can elect to be notified when rates hit a specific point.
Secure Your Rate
Is a rate lock right for you? Learn more about interest rate options so you can negotiate a mortgage loan that suits your needs today.
Fixed vs. Adjustable Rate Mortgages
Compare fixed and adjustable rate mortgages to help you decide which type you want.
You can research, apply for, and receive a pre-approval on a mortgage in about 15-20 minutes with our online application and pre-approval. You will need the following pieces of information:
By applying online and paying the $95 non-refundable application fee, you will be entitled to a ¼ point discount on the origination fee. On a $200,000 loan that is a savings of $500.1
Within minutes, you will receive a pre-approval or feedback online, and a Mortgage Specialist will contact you within one (1) business day to discuss your rate lock options, any needed documentation, and next steps. Then, when you're ready, you can close conveniently from your home or office.
If you would like to view and compare all of our available mortgage programs we have a Mortgage Comparison Chart.
Apply Now
All Application Forms
Contact Us
Existing Loan Assistance
You may see details about your loan, review loan activity, and obtain other
mortgage account information 24 hours a day, seven days a week. Log in to Wachovia
Online Services.
Not an Online Banking customer? Call us at (800) 950-2296 to enroll.
For quick and accurate
information about your loan, please refer to the table below.
|
Address Shown on |
To Speak With a |
|
P.O. Box 60505 P.O. Box 105693 P.O. Box 659568 |
|
|
P.O. Box 96001 |
(866) 642-9405 |
Wachovia customers:
Wachovia Mortgage, FSB
1525 West WT Harris Blvd.
Mailcode NC-0344
Charlotte, NC 28288
Legacy World Savings customers:
Wachovia Mortgage, FSB
P.O. Box 60505
City of Industry, CA 91716-0505
Related Products and Services
•What's Involved with Selling My Home?
•Online BillPay Features
•Full-Service Brokerage
Related Links
•Rate Calculators
•Free Mortgage Rate Alert Service
•Compare Mortgages
•Jumbo Loan
•Get Pre-Qualified
Personal Finance